Albury vs Mount Saint Thomas

Houses cost about the same in both suburbs: the median house price is $950K in Albury and $950K in Mount Saint Thomas.

On cash flow, Mount Saint Thomas leads: houses there return a gross rental yield of 3.80%, compared with 3.23% in Albury, a gap of 0.57 percentage points.

Over the past year house prices moved +14.2% in Albury and -0.1% in Mount Saint Thomas, so recent momentum favours Albury, while Mount Saint Thomas went backwards.

Looking back three years, Albury houses are +14.6% and Mount Saint Thomas houses +12.2%, so Albury has compounded faster than Mount Saint Thomas over the longer window.

Rental vacancy is 0.6% in Mount Saint Thomas and 1.4% in Albury, so landlords in Mount Saint Thomas face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Albury is the bigger suburb, with a population of 4,955 against 1,449, roughly 3.4 times the size of Mount Saint Thomas; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Mount Saint Thomas for rental income, Albury for recent price momentum, Mount Saint Thomas for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.