Albury vs Mount Warrigal

Houses cost about the same in both suburbs: the median house price is $950K in Albury and $950K in Mount Warrigal.

For units, Albury sits at a median of $530K against $810K in Mount Warrigal, which makes Albury the more affordable unit market and Mount Warrigal the pricier one.

On cash flow, Mount Warrigal leads: houses there return a gross rental yield of 4.05%, compared with 3.23% in Albury, a gap of 0.82 percentage points.

Over the past year house prices moved +14.2% in Albury and +7.2% in Mount Warrigal, so recent momentum favours Albury, although both suburbs recorded growth.

Looking back three years, Albury houses are +14.6% and Mount Warrigal houses +24.4%, so Mount Warrigal has compounded faster than Albury over the longer window.

Rental vacancy is 0.9% in Mount Warrigal and 1.4% in Albury, so landlords in Mount Warrigal face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Albury is the bigger suburb, with a population of 4,955 against 4,880, larger than Mount Warrigal; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Mount Warrigal for rental income, Albury for recent price momentum, Mount Warrigal for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.