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Cardiff Heights vs Culburra Beach

Property investment comparison - Cardiff Heights, NSW 2285 vs Culburra Beach, NSW 2540

Head-to-head across core investment metrics: Cardiff Heights wins 3, Culburra Beach wins 0. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCardiff HeightsCulburra Beach
Median house price$1.1M$1.1M
Median unit price$495K-
Gross rental yield (houses)3.22%2.88%
Gross rental yield (units)6.33%-
1-year house growth+16.4%estimate+4.0%
3-year house growth-+12.1%
Vacancy rate1.2%1.7%
Population1,3842,946

Cardiff Heights vs Culburra Beach: what the numbers say

Houses cost about the same in both suburbs: the median house price is $1.1M in Cardiff Heights and $1.1M in Culburra Beach.

On cash flow, Cardiff Heights leads: houses there return a gross rental yield of 3.22%, compared with 2.88% in Culburra Beach, a gap of 0.34 percentage points.

Over the past year house prices moved +16.4% in Cardiff Heights (an estimate) and +4.0% in Culburra Beach, so recent momentum favours Cardiff Heights, although both suburbs recorded growth.

Rental vacancy is 1.2% in Cardiff Heights and 1.7% in Culburra Beach, so landlords in Cardiff Heights face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Culburra Beach is the bigger suburb, with a population of 2,946 against 1,384, roughly 2.1 times the size of Cardiff Heights; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Cardiff Heights for rental income, Cardiff Heights for recent price momentum, Cardiff Heights for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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