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Charlemont vs Peterborough

Property investment comparison - Charlemont, VIC 3217 vs Peterborough, VIC 3270

Head-to-head across core investment metrics: Charlemont wins 2, Peterborough wins 3. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCharlemontPeterborough
Median house price$645K$640K
Median unit price$475K$385K
Gross rental yield (houses)4.20%4.06%
Gross rental yield (units)2.67%2.78%
1-year house growth+2.5%-5.2%estimate
3-year house growth+4.9%-
Vacancy rate2.4%-
Population2,612322

Charlemont vs Peterborough: what the numbers say

The median house price is $645K in Charlemont and $640K in Peterborough, so Peterborough is the cheaper entry point, with Charlemont houses about 1% dearer.

For units, Charlemont sits at a median of $475K against $385K in Peterborough, which makes Peterborough the more affordable unit market and Charlemont the pricier one.

On cash flow, Charlemont leads: houses there return a gross rental yield of 4.20%, compared with 4.06% in Peterborough, a gap of 0.14 percentage points.

Over the past year house prices moved +2.5% in Charlemont and -5.2% in Peterborough (an estimate), so recent momentum favours Charlemont, while Peterborough went backwards.

Charlemont is the bigger suburb, with a population of 2,612 against 322, roughly 8 times the size of Peterborough; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Charlemont for rental income, Peterborough for a lower purchase price, Charlemont for recent price momentum. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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