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Charlton vs Loddon Vale

Property investment comparison - Charlton, VIC 3525 vs Loddon Vale, VIC 3575

Head-to-head across core investment metrics: Charlton wins 1, Loddon Vale wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCharltonLoddon Vale
Median house price$330K$325K
Median unit price$330K-
Gross rental yield (houses)6.95%3.21%
Gross rental yield (units)2.49%-
1-year house growth+8.2%-
3-year house growth+0.0%-
Vacancy rate1.7%1.1%
Population1,09524

Charlton vs Loddon Vale: what the numbers say

The median house price is $330K in Charlton and $325K in Loddon Vale, so Loddon Vale is the cheaper entry point, with Charlton houses about 2% dearer.

On cash flow, Charlton leads: houses there return a gross rental yield of 6.95%, compared with 3.21% in Loddon Vale, a gap of 3.74 percentage points.

Rental vacancy is 1.1% in Loddon Vale and 1.7% in Charlton, so landlords in Loddon Vale face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Charlton is the bigger suburb, with a population of 1,095 against 24, roughly 46 times the size of Loddon Vale; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Charlton for rental income, Loddon Vale for a lower purchase price, Loddon Vale for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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