Coldstream vs Loch
Property investment comparison - Coldstream, VIC 3770 vs Loch, VIC 3945
Head-to-head across core investment metrics: Coldstream wins 1, Loch wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.
| Metric | Coldstream | Loch |
|---|---|---|
| Median house price | $905K | $905K |
| Median unit price | $610K | $395K |
| Gross rental yield (houses) | 3.83% | - |
| Gross rental yield (units) | 2.51% | 2.74% |
| 1-year house growth | +5.5%estimate | - |
| 3-year house growth | - | - |
| Vacancy rate | 0.8% | 8.7% |
| Population | 2,199 | 707 |
Coldstream vs Loch: what the numbers say
Houses cost about the same in both suburbs: the median house price is $905K in Coldstream and $905K in Loch.
For units, Coldstream sits at a median of $610K against $395K in Loch, which makes Loch the more affordable unit market and Coldstream the pricier one.
Rental vacancy is 0.8% in Coldstream and 8.7% in Loch, so landlords in Coldstream face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.
Coldstream is the bigger suburb, with a population of 2,199 against 707, roughly 3.1 times the size of Loch; a larger suburb usually means a deeper pool of buyers and tenants.
In short: Coldstream for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.
Keep exploring
- National investment guide - top suburbs across every metric
- Take the suburb finder quiz - 5 questions to match your goals
- How our investment score works
- Property investment glossary - every term defined
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