Cudmirrah vs Dapto

Houses cost about the same in both suburbs: the median house price is $870K in Cudmirrah and $870K in Dapto.

For units, Cudmirrah sits at a median of $620K against $705K in Dapto, which makes Cudmirrah the more affordable unit market and Dapto the pricier one.

On cash flow, Dapto leads: houses there return a gross rental yield of 4.10%, compared with 3.93% in Cudmirrah, a gap of 0.17 percentage points.

Over the past year house prices moved +5.5% in Cudmirrah and +7.0% in Dapto, so recent momentum favours Dapto, although both suburbs recorded growth.

Rental vacancy is 0.5% in Dapto and 1.4% in Cudmirrah, so landlords in Dapto face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Dapto is the bigger suburb, with a population of 10,954 against 284, roughly 39 times the size of Cudmirrah; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Dapto for rental income, Dapto for recent price momentum, Dapto for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.