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Epping vs St Germains

Property investment comparison - Epping, VIC 3076 vs St Germains, VIC 3620

Head-to-head across core investment metrics: Epping wins 2, St Germains wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricEppingSt Germains
Median house price$750K$750K
Median unit price$515K$350K
Gross rental yield (houses)3.81%3.56%
Gross rental yield (units)4.88%4.60%
1-year house growth+5.5%-
3-year house growth+12.3%-
Vacancy rate1.6%0.4%
Population33,48975

Epping vs St Germains: what the numbers say

Houses cost about the same in both suburbs: the median house price is $750K in Epping and $750K in St Germains.

For units, Epping sits at a median of $515K against $350K in St Germains, which makes St Germains the more affordable unit market and Epping the pricier one.

On cash flow, Epping leads: houses there return a gross rental yield of 3.81%, compared with 3.56% in St Germains, a gap of 0.25 percentage points.

Rental vacancy is 0.4% in St Germains and 1.6% in Epping, so landlords in St Germains face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Epping is the bigger suburb, with a population of 33,489 against 75, roughly 447 times the size of St Germains; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Epping for rental income, St Germains for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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