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Garden Suburb vs Phegans Bay

Property investment comparison - Garden Suburb, NSW 2289 vs Phegans Bay, NSW 2256

Head-to-head across core investment metrics: Garden Suburb wins 2, Phegans Bay wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricGarden SuburbPhegans Bay
Median house price$1.1M$1.1M
Median unit price-$690K
Gross rental yield (houses)3.80%-
Gross rental yield (units)3.96%4.27%
1-year house growth+11.5%+9.5%
3-year house growth+27.4%-
Vacancy rate1.4%2.5%
Population1,959406

Garden Suburb vs Phegans Bay: what the numbers say

The median house price is $1.1M in Garden Suburb and $1.1M in Phegans Bay, so Phegans Bay is the cheaper entry point.

Over the past year house prices moved +11.5% in Garden Suburb and +9.5% in Phegans Bay, so recent momentum favours Garden Suburb, although both suburbs recorded growth.

Rental vacancy is 1.4% in Garden Suburb and 2.5% in Phegans Bay, so landlords in Garden Suburb face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Garden Suburb is the bigger suburb, with a population of 1,959 against 406, roughly 4.8 times the size of Phegans Bay; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Phegans Bay for a lower purchase price, Garden Suburb for recent price momentum, Garden Suburb for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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