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Kogarah Bay vs Terrey Hills

Property investment comparison - Kogarah Bay, NSW 2217 vs Terrey Hills, NSW 2084

Head-to-head across core investment metrics: Kogarah Bay wins 2, Terrey Hills wins 3. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricKogarah BayTerrey Hills
Median house price$2.3M$2.3M
Median unit price$1.1M$2.4M
Gross rental yield (houses)-3.14%
Gross rental yield (units)3.27%1.90%
1-year house growth-3.7%estimate+0.6%
3-year house growth-+6.7%
Vacancy rate4.3%0.7%
Population2,1023,142

Kogarah Bay vs Terrey Hills: what the numbers say

The median house price is $2.3M in Kogarah Bay and $2.3M in Terrey Hills, so Terrey Hills is the cheaper entry point.

For units, Kogarah Bay sits at a median of $1.1M against $2.4M in Terrey Hills, which makes Kogarah Bay the more affordable unit market and Terrey Hills the pricier one.

Over the past year house prices moved -3.7% in Kogarah Bay (an estimate) and +0.6% in Terrey Hills, so recent momentum favours Terrey Hills, while Kogarah Bay went backwards.

Rental vacancy is 0.7% in Terrey Hills and 4.3% in Kogarah Bay, so landlords in Terrey Hills face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Terrey Hills is the bigger suburb, with a population of 3,142 against 2,102, larger than Kogarah Bay; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Terrey Hills for a lower purchase price, Terrey Hills for recent price momentum, Terrey Hills for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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