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Mount Cameron vs Paynesville

Property investment comparison - Mount Cameron, VIC 3370 vs Paynesville, VIC 3880

Head-to-head across core investment metrics: Mount Cameron wins 2, Paynesville wins 1. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricMount CameronPaynesville
Median house price$555K$560K
Median unit price-$430K
Gross rental yield (houses)4.33%4.58%
Gross rental yield (units)-4.95%
1-year house growth-+4.0%
3-year house growth-+5.3%
Vacancy rate0.6%2.3%
Population153,636

Mount Cameron vs Paynesville: what the numbers say

The median house price is $555K in Mount Cameron and $560K in Paynesville, so Mount Cameron is the cheaper entry point, with Paynesville houses about 1% dearer.

On cash flow, Paynesville leads: houses there return a gross rental yield of 4.58%, compared with 4.33% in Mount Cameron, a gap of 0.25 percentage points.

Rental vacancy is 0.6% in Mount Cameron and 2.3% in Paynesville, so landlords in Mount Cameron face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Paynesville is the bigger suburb, with a population of 3,636 against 15, roughly 242 times the size of Mount Cameron; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Paynesville for rental income, Mount Cameron for a lower purchase price, Mount Cameron for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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