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Mount Lofty vs Shute Harbour

Property investment comparison - Mount Lofty, QLD 4350 vs Shute Harbour, QLD 4802

Head-to-head across core investment metrics: Mount Lofty wins 1, Shute Harbour wins 4. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricMount LoftyShute Harbour
Median house price$1.1M$1.1M
Median unit price$640K$705K
Gross rental yield (houses)3.00%4.30%
Gross rental yield (units)3.59%4.61%
1-year house growth+14.9%-
3-year house growth+51.3%-
Vacancy rate1.1%1.0%
Population3,825113

Mount Lofty vs Shute Harbour: what the numbers say

The median house price is $1.1M in Mount Lofty and $1.1M in Shute Harbour, so Shute Harbour is the cheaper entry point.

For units, Mount Lofty sits at a median of $640K against $705K in Shute Harbour, which makes Mount Lofty the more affordable unit market and Shute Harbour the pricier one.

On cash flow, Shute Harbour leads: houses there return a gross rental yield of 4.30%, compared with 3.00% in Mount Lofty, a gap of 1.30 percentage points.

Rental vacancy is 1.0% in Shute Harbour and 1.1% in Mount Lofty, so landlords in Shute Harbour face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Mount Lofty is the bigger suburb, with a population of 3,825 against 113, roughly 34 times the size of Shute Harbour; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Shute Harbour for rental income, Shute Harbour for a lower purchase price, Shute Harbour for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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