Nelson Bay vs Windsor

The median house price is $1.0M in Nelson Bay and $1.1M in Windsor, so Nelson Bay is the cheaper entry point.

For units, Nelson Bay sits at a median of $700K against $535K in Windsor, which makes Windsor the more affordable unit market and Nelson Bay the pricier one.

Gross rental yield on houses is effectively level, at 3.48% in Nelson Bay and 3.51% in Windsor, so neither suburb has a cash flow edge on houses.

Over the past year house prices moved +0.1% in Nelson Bay (an estimate) and +8.2% in Windsor, so recent momentum favours Windsor, although both suburbs recorded growth.

Rental vacancy is 1.6% in Nelson Bay and 2.0% in Windsor, so landlords in Nelson Bay face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Nelson Bay is the bigger suburb, with a population of 6,141 against 1,915, roughly 3.2 times the size of Windsor; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Nelson Bay for a lower purchase price, Windsor for recent price momentum, Nelson Bay for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.