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St Andrews vs Thirlmere

Property investment comparison - St Andrews, NSW 2566 vs Thirlmere, NSW 2572

Head-to-head across core investment metrics: St Andrews wins 0, Thirlmere wins 4. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricSt AndrewsThirlmere
Median house price$1.0M$1.0M
Median unit price--
Gross rental yield (houses)3.33%3.38%
Gross rental yield (units)3.41%-
1-year house growth+8.6%+10.9%estimate
3-year house growth+23.7%-
Vacancy rate2.4%2.2%
Population5,7854,986

St Andrews vs Thirlmere: what the numbers say

The median house price is $1.0M in St Andrews and $1.0M in Thirlmere, so Thirlmere is the cheaper entry point.

Gross rental yield on houses is effectively level, at 3.33% in St Andrews and 3.38% in Thirlmere, so neither suburb has a cash flow edge on houses.

Over the past year house prices moved +8.6% in St Andrews and +10.9% in Thirlmere (an estimate), so recent momentum favours Thirlmere, although both suburbs recorded growth.

Rental vacancy is 2.2% in Thirlmere and 2.4% in St Andrews, so landlords in Thirlmere face less competition for tenants.

St Andrews is the bigger suburb, with a population of 5,785 against 4,986, larger than Thirlmere; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Thirlmere for a lower purchase price, Thirlmere for recent price momentum, Thirlmere for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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