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Calderwood vs Phegans Bay

Property investment comparison - Calderwood, NSW 2527 vs Phegans Bay, NSW 2256

Head-to-head across core investment metrics: Calderwood wins 3, Phegans Bay wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCalderwoodPhegans Bay
Median house price$1.1M$1.1M
Median unit price$720K$690K
Gross rental yield (houses)4.00%-
Gross rental yield (units)5.55%4.27%
1-year house growth+16.5%+9.5%
3-year house growth+22.6%-
Vacancy rate0.1%2.5%
Population3,013406

Calderwood vs Phegans Bay: what the numbers say

The median house price is $1.1M in Calderwood and $1.1M in Phegans Bay, so Phegans Bay is the cheaper entry point.

For units, Calderwood sits at a median of $720K against $690K in Phegans Bay, which makes Phegans Bay the more affordable unit market and Calderwood the pricier one.

Over the past year house prices moved +16.5% in Calderwood and +9.5% in Phegans Bay, so recent momentum favours Calderwood, although both suburbs recorded growth.

Rental vacancy is 0.1% in Calderwood and 2.5% in Phegans Bay, so landlords in Calderwood face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Calderwood is the bigger suburb, with a population of 3,013 against 406, roughly 7 times the size of Phegans Bay; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Phegans Bay for a lower purchase price, Calderwood for recent price momentum, Calderwood for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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