Camden vs Umina Beach
Property investment comparison - Camden, NSW 2570 vs Umina Beach, NSW 2257
Head-to-head across core investment metrics: Camden wins 4, Umina Beach wins 0. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.
| Metric | Camden | Umina Beach |
|---|---|---|
| Median house price | $1.3M | $1.3M |
| Median unit price | $710K | $880K |
| Gross rental yield (houses) | 2.82% | 2.67% |
| Gross rental yield (units) | - | - |
| 1-year house growth | +12.0% | +8.7% |
| 3-year house growth | +16.7% | - |
| Vacancy rate | 0.9% | 1.8% |
| Population | 3,378 | 17,372 |
Camden vs Umina Beach: what the numbers say
Houses cost about the same in both suburbs: the median house price is $1.3M in Camden and $1.3M in Umina Beach.
For units, Camden sits at a median of $710K against $880K in Umina Beach, which makes Camden the more affordable unit market and Umina Beach the pricier one.
On cash flow, Camden leads: houses there return a gross rental yield of 2.82%, compared with 2.67% in Umina Beach, a gap of 0.15 percentage points.
Over the past year house prices moved +12.0% in Camden and +8.7% in Umina Beach, so recent momentum favours Camden, although both suburbs recorded growth.
Rental vacancy is 0.9% in Camden and 1.8% in Umina Beach, so landlords in Camden face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.
Umina Beach is the bigger suburb, with a population of 17,372 against 3,378, roughly 5 times the size of Camden; a larger suburb usually means a deeper pool of buyers and tenants.
In short: Camden for rental income, Camden for recent price momentum, Camden for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.
Keep exploring
- National investment guide - top suburbs across every metric
- Take the suburb finder quiz - 5 questions to match your goals
- How our investment score works
- Property investment glossary - every term defined
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