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Cooma vs Gilgai

Property investment comparison - Cooma, NSW 2630 vs Gilgai, NSW 2360

Head-to-head across core investment metrics: Cooma wins 2, Gilgai wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCoomaGilgai
Median house price$585K$580K
Median unit price-$280K
Gross rental yield (houses)4.88%-
Gross rental yield (units)3.28%6.34%
1-year house growth+4.1%-0.1%estimate
3-year house growth+13.5%-
Vacancy rate1.8%2.3%
Population6,715740

Cooma vs Gilgai: what the numbers say

The median house price is $585K in Cooma and $580K in Gilgai, so Gilgai is the cheaper entry point, with Cooma houses about 1% dearer.

Over the past year house prices moved +4.1% in Cooma and -0.1% in Gilgai (an estimate), so recent momentum favours Cooma, while Gilgai went backwards.

Rental vacancy is 1.8% in Cooma and 2.3% in Gilgai, so landlords in Cooma face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Cooma is the bigger suburb, with a population of 6,715 against 740, roughly 9 times the size of Gilgai; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Gilgai for a lower purchase price, Cooma for recent price momentum, Cooma for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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