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Cudgen vs Haywards Bay

Property investment comparison - Cudgen, NSW 2487 vs Haywards Bay, NSW 2530

Head-to-head across core investment metrics: Cudgen wins 2, Haywards Bay wins 1. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCudgenHaywards Bay
Median house price$1.3M$1.3M
Median unit price-$680K
Gross rental yield (houses)4.92%2.87%
Gross rental yield (units)-4.84%
1-year house growth+7.2%estimate+21.8%
3-year house growth-+22.9%
Vacancy rate3.4%4.9%
Population9521,280

Cudgen vs Haywards Bay: what the numbers say

Houses cost about the same in both suburbs: the median house price is $1.3M in Cudgen and $1.3M in Haywards Bay.

On cash flow, Cudgen leads: houses there return a gross rental yield of 4.92%, compared with 2.87% in Haywards Bay, a gap of 2.05 percentage points.

Over the past year house prices moved +7.2% in Cudgen (an estimate) and +21.8% in Haywards Bay, so recent momentum favours Haywards Bay, although both suburbs recorded growth.

Rental vacancy is 3.4% in Cudgen and 4.9% in Haywards Bay, so landlords in Cudgen face less competition for tenants.

Haywards Bay is the bigger suburb, with a population of 1,280 against 952, larger than Cudgen; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Cudgen for rental income, Haywards Bay for recent price momentum, Cudgen for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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Cudgen vs Haywards Bay: Suburb Comparison 2026