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Fern Bay vs Ingleburn

Property investment comparison - Fern Bay, NSW 2295 vs Ingleburn, NSW 2565

Head-to-head across core investment metrics: Fern Bay wins 1, Ingleburn wins 4. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricFern BayIngleburn
Median house price$1.1M$1.1M
Median unit price$815K$725K
Gross rental yield (houses)3.50%-
Gross rental yield (units)4.00%4.20%
1-year house growth+6.5%+10.6%
3-year house growth+10.6%+19.2%
Vacancy rate1.0%1.2%
Population4,04615,264

Fern Bay vs Ingleburn: what the numbers say

Houses cost about the same in both suburbs: the median house price is $1.1M in Fern Bay and $1.1M in Ingleburn.

For units, Fern Bay sits at a median of $815K against $725K in Ingleburn, which makes Ingleburn the more affordable unit market and Fern Bay the pricier one.

Over the past year house prices moved +6.5% in Fern Bay and +10.6% in Ingleburn, so recent momentum favours Ingleburn, although both suburbs recorded growth.

Looking back three years, Fern Bay houses are +10.6% and Ingleburn houses +19.2%, so Ingleburn has compounded faster than Fern Bay over the longer window.

Rental vacancy is 1.0% in Fern Bay and 1.2% in Ingleburn, so landlords in Fern Bay face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Ingleburn is the bigger suburb, with a population of 15,264 against 4,046, roughly 3.8 times the size of Fern Bay; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Ingleburn for recent price momentum, Fern Bay for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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