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Gumly Gumly vs Terrigal

Property investment comparison - Gumly Gumly, NSW 2652 vs Terrigal, NSW 2260

Head-to-head across core investment metrics: Gumly Gumly wins 3, Terrigal wins 2. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricGumly GumlyTerrigal
Median house price$1.6M$1.6M
Median unit price$810K$1.2M
Gross rental yield (houses)1.46%-
Gross rental yield (units)2.66%3.39%
1-year house growth+21.9%estimate+4.7%
3-year house growth-+0.8%
Vacancy rate4.7%2.5%
Population45012,730

Gumly Gumly vs Terrigal: what the numbers say

The median house price is $1.6M in Gumly Gumly and $1.6M in Terrigal, so Gumly Gumly is the cheaper entry point.

For units, Gumly Gumly sits at a median of $810K against $1.2M in Terrigal, which makes Gumly Gumly the more affordable unit market and Terrigal the pricier one.

Over the past year house prices moved +21.9% in Gumly Gumly (an estimate) and +4.7% in Terrigal, so recent momentum favours Gumly Gumly, although both suburbs recorded growth.

Rental vacancy is 2.5% in Terrigal and 4.7% in Gumly Gumly, so landlords in Terrigal face less competition for tenants.

Terrigal is the bigger suburb, with a population of 12,730 against 450, roughly 28 times the size of Gumly Gumly; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Gumly Gumly for a lower purchase price, Gumly Gumly for recent price momentum, Terrigal for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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