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Terrigal, NSW 2260
Suburb profile: median house and unit prices, rental yield, capital growth, vacancy and demographics
Data updated
Median House
$1,645,000
market range $1.6M-$1.7M
Median Unit
$1,200,000
market range $1.1M-$1.5M
Gross Yield (units)
3.4%
1yr Growth (houses)
+4.7%
market range -2.5% to +10.0%
Investment snapshot for Terrigal
Terrigal has enough public data for first-pass screening across yield, vacancy, price and supply signals.
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Terrigal market and investor summary
Terrigal (NSW 2260) runs a median house price of $1.6M. House prices have moved +4.7% over the past year and +0.8% over three years. At 2.5% vacancy, it is a broadly balanced rental market.
Living in Terrigal: people, income and schools
Terrigal has a resident population of roughly 12,730, a number that has held fairly steady over five years. The median age is 43, skewed a little older, and 74% of homes are owner-occupied. Owner-occupiers dominate, so stock turns over slowly and listings can be thin when you are trying to buy.
Households here earn a median of about $107,000 a year, or roughly $2,060 a week. On socio-economic measures it ranks among the most advantaged in the country (9 out of 10 on the ABS advantage index). At current prices a median house runs to a steep 15.4 times local household income, so affordability is a genuine constraint on local buyers. Locally, around 30% of household income goes to mortgage repayments, a level usually flagged as mortgage stress.
There are 10 schools within about 5km, testing a little above the national school average on ICSEA. It is roughly 52 km from the CBD. Some errands can be done on foot, though a car still helps; the suburb scores 69 for walkability and 4 for transit out of 100. Fixed broadband is delivered over the NBN's Fibre to the Node.
- Population
- 12,730
- +4% over 5yr
- Median age
- 43 years
- Median household income
- $107,000/yr
- Households renting
- 24%
- Family households
- 75%
- Socio-economic rank
- 9/10
- ABS advantage index
- Schools within 5km
- 10
- avg ICSEA 1059
- Unemployment
- 1.5%
- Distance to CBD
- 52 km
- Walk score
- 69/100
Demographic, school and socio-economic figures are sourced from the ABS Census, SEIFA and ACARA. Property metrics reflect PropRadar's latest data.
Properties in Terrigal
View all →Frequently asked questions about Terrigal
What should I check before investing in Terrigal?
Terrigal has enough public data for first-pass screening across yield, vacancy, price and supply signals. Capital growth of +4.7% in the past year shows positive recent price momentum. Compare those signals with nearby suburbs and individual listings before relying on the suburb-level view.
What are typical property prices in Terrigal?
The median property price in Terrigal, NSW 2260 is $1.6M for houses and $1.2M for units.
What rental yield does Terrigal show?
The gross rental yield in Terrigal is 3.4% for units. Gross yield is calculated as annual rent divided by property price, and it doesn't account for expenses or tax.
What does recent house price growth show for Terrigal?
House prices in Terrigal are up 4.7% over the past year and up 0.8% over three years. Capital growth is a key driver of total investment return, so pair it with rental yield to get a full picture.
How tight is the rental market in Terrigal?
The current vacancy rate in Terrigal is 2.5%. A rate under 2% generally signals a tight rental market. This suburb's rental market is balanced, favouring neither landlords nor tenants strongly.
How many people live in Terrigal?
Terrigal has a population of approximately 12,730 residents, with a median age of 43.
What schools are near Terrigal?
There are 10 schools within roughly 5km of Terrigal. Their average ICSEA is a little above the national mean of 1000. ICSEA is the ABS measure of a school community's socio-educational advantage.
Is Terrigal affordable to buy in?
A median house in Terrigal costs about 15.4 times the median local household income (a high multiple that makes the suburb a stretch for median local earners). The ratio compares the median house price with annual household income; it is a rough affordability gauge, not a substitute for your own borrowing assessment.
Is Terrigal's population growing?
The population of Terrigal has grown modestly, about 4% over five years. Population growth feeds underlying housing demand, so it is worth weighing alongside price and yield.
How far is Terrigal from the CBD?
Terrigal is about 52 km from the CBD.
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