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Sutherland vs Terrigal

Property investment comparison - Sutherland, NSW 2232 vs Terrigal, NSW 2260

Head-to-head across core investment metrics: Sutherland wins 5, Terrigal wins 1. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricSutherlandTerrigal
Median house price$1.6M$1.6M
Median unit price$865K$1.2M
Gross rental yield (houses)3.10%-
Gross rental yield (units)4.15%3.39%
1-year house growth-0.1%+4.7%
3-year house growth+11.8%+0.8%
Vacancy rate1.1%2.5%
Population11,57012,730

Sutherland vs Terrigal: what the numbers say

The median house price is $1.6M in Sutherland and $1.6M in Terrigal, so Sutherland is the cheaper entry point.

For units, Sutherland sits at a median of $865K against $1.2M in Terrigal, which makes Sutherland the more affordable unit market and Terrigal the pricier one.

Over the past year house prices moved -0.1% in Sutherland and +4.7% in Terrigal, so recent momentum favours Terrigal, while Sutherland went backwards.

Looking back three years, Sutherland houses are +11.8% and Terrigal houses +0.8%, so Sutherland has compounded faster than Terrigal over the longer window.

Rental vacancy is 1.1% in Sutherland and 2.5% in Terrigal, so landlords in Sutherland face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Terrigal is the bigger suburb, with a population of 12,730 against 11,570, larger than Sutherland; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Sutherland for a lower purchase price, Terrigal for recent price momentum, Sutherland for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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