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Ruffy vs Wodonga

Property investment comparison - Ruffy, VIC 3666 vs Wodonga, VIC 3690

Head-to-head across core investment metrics: Ruffy wins 1, Wodonga wins 3. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricRuffyWodonga
Median house price$645K$645K
Median unit price$515K$415K
Gross rental yield (houses)3.61%4.40%
Gross rental yield (units)3.27%5.33%
1-year house growth-+12.3%
3-year house growth-+18.4%
Vacancy rate0.4%1.4%
Population16420,259

Ruffy vs Wodonga: what the numbers say

Houses cost about the same in both suburbs: the median house price is $645K in Ruffy and $645K in Wodonga.

For units, Ruffy sits at a median of $515K against $415K in Wodonga, which makes Wodonga the more affordable unit market and Ruffy the pricier one.

On cash flow, Wodonga leads: houses there return a gross rental yield of 4.40%, compared with 3.61% in Ruffy, a gap of 0.79 percentage points.

Rental vacancy is 0.4% in Ruffy and 1.4% in Wodonga, so landlords in Ruffy face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Wodonga is the bigger suburb, with a population of 20,259 against 164, roughly 124 times the size of Ruffy; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Wodonga for rental income, Ruffy for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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