Capital Gains Tax Calculator for Property
Estimate the capital gains tax on selling an investment property in Australia. Enter the purchase and sale prices, costs, how long you held it and how it is owned. Calculations run in your browser and nothing is saved.
Frequently asked questions
How is capital gains tax on property calculated in Australia?+
Capital gain = sale price minus the cost base (purchase price plus buying and selling costs such as stamp duty, legal fees and agent commission). For an individual who held the property for more than 12 months, half the gain is taxable after the CGT discount, and that amount is added to your taxable income for the year and taxed at your marginal rate.
What is the 50% CGT discount?+
Individuals and trusts that hold an asset for more than 12 months only include half the capital gain in taxable income. Complying super funds get a one-third discount instead, and companies get no discount.
Do I pay CGT on my own home?+
Generally not. Your main residence is usually exempt. A partial exemption can apply if it was also rented out or used to produce income, and the six-year absence rule can extend the exemption after you move out. This calculator is for investment property.
How is CGT taxed inside an SMSF?+
In accumulation phase a fund pays 15% on the gain, reduced by a one-third discount for assets held over 12 months (an effective 10%). Gains on assets supporting a retirement-phase pension are generally tax free.
Is this calculator a substitute for tax advice?+
No. It gives a simplified estimate and does not handle every ATO rule, such as capital improvements in the cost base, the main residence rules or losses carried forward. Confirm the figure with a registered tax agent before you sell.
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