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Property Capital Growth Calculator

Enter today's value and an annual growth rate to project the property's value year by year, in both future and today's dollars. The state rates below are measured on Australian homes that sold twice, not assumed. Everything runs in your browser.

Frequently asked questions

How is capital growth calculated?+

Capital growth compounds: value after n years = today's value x (1 + annual growth rate)^n. At 6% a year a $750,000 property is worth about $1.34M after 10 years. Real (inflation-adjusted) value divides that by (1 + inflation)^n.

Where do the state growth rates come from?+

They are PropRadar's own measurement: for each suburb, the median annualised change in price between a home's consecutive sales, then the median of those suburb figures across each state. Only states with at least 40 measured suburbs are shown. They describe the recent past, not a promise about the future.

What is a realistic long-term growth rate for Australian property?+

Long-run national dwelling growth has been roughly 5% to 7% a year in nominal terms, but it varies widely by state, suburb and period, and some markets go years with little or no growth. Test a range of rates rather than relying on one.

Does this include rent, costs or tax?+

No. It projects the property's value only. For cashflow use the rental yield calculator, for buying costs the stamp duty calculator, and for tax on a sale the CGT calculator.

How long does it take a property to double in value?+

At a steady rate the doubling time is ln(2) / ln(1 + rate): about 12 years at 6%, 10 years at 7% and 14 years at 5%. The calculator shows this for whatever rate you enter.

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