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Cootamundra vs Paynes Crossing

Property investment comparison - Cootamundra, NSW 2590 vs Paynes Crossing, NSW 2325

Head-to-head across core investment metrics: Cootamundra wins 2, Paynes Crossing wins 0. The better choice depends on whether you're optimising for cash flow, growth, affordability, or liquidity, the table below highlights the winner on each metric.

MetricCootamundraPaynes Crossing
Median house price$490K$490K
Median unit price$390K$465K
Gross rental yield (houses)5.30%-
Gross rental yield (units)4.50%-
1-year house growth+13.5%estimate-
3-year house growth--
Vacancy rate0.7%7.7%
Population6,88550

Cootamundra vs Paynes Crossing: what the numbers say

Houses cost about the same in both suburbs: the median house price is $490K in Cootamundra and $490K in Paynes Crossing.

For units, Cootamundra sits at a median of $390K against $465K in Paynes Crossing, which makes Cootamundra the more affordable unit market and Paynes Crossing the pricier one.

Rental vacancy is 0.7% in Cootamundra and 7.7% in Paynes Crossing, so landlords in Cootamundra face less competition for tenants. Anything under 2% is generally read as a tight market where tenants compete for homes.

Cootamundra is the bigger suburb, with a population of 6,885 against 50, roughly 138 times the size of Paynes Crossing; a larger suburb usually means a deeper pool of buyers and tenants.

In short: Cootamundra for the tighter rental market. Which matters more depends on whether the investor is buying for cash flow, capital growth or affordability.

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