Not sure where to invest? Take the 2-min quiz and we'll rank your top 10 suburbs.
Take the 2-min quiz12,000+ suburbs | 110k+ live listings | refreshed daily
Sign up free to save this suburb, build a shortlist, and compare against 12,000+ Australian suburbs.
See a sample suburb report before signing up or paying. | Take the 30-second product tour
Shellharbour, NSW 2529
Suburb profile: median house and unit prices, rental yield, capital growth, vacancy and demographics
Data updated
Median House
$1,425,000
market range $1.4M-$1.6M
Median Unit
$910,000
market range $850K-$975K
Gross Yield (units)
3.8%
1yr Growth (houses)
+10.3%
market range +2.5% to +15.0%
Investment snapshot for Shellharbour
Shellharbour has enough public data for first-pass screening across yield, vacancy, price and supply signals.
Read the full Shellharbour verdict
Pros, risks, supporting metrics, investment score and cashflow. Included with Pro access.
Short-term access. No subscription. See all plans
See sample analysis before paying.
Investment score breakdown
See exactly which signals drive Shellharbour - yield, growth, affordability, vacancy, livability, safety, and demographics.
Access from $20. Cancel anytime. See all plans
Secure checkout by Stripe. Cancel anytime.
Shellharbour market and investor summary
In Shellharbour, NSW 2529, the median house sells for around $1.4M. House prices have moved +10.3% over the past year and +22.6% over three years. At 0.7% vacancy, it is a tight rental market that favours landlords.
Rental demand looks steady, with vacancy at 0.7% and a resident base that is not shrinking.
Living in Shellharbour: people, income and schools
Shellharbour has a resident population of roughly 3,520, and the area has been growing steadily, up about 9% over five years. At a median age of 46, it reads as skewed a little older, and families account for 73% of households.
The typical household income runs to around $83,000 a year (about $1,600 a week). On socio-economic measures it ranks comfortably above the national middle (7 out of 10 on the ABS advantage index). At current prices a median house runs to a steep 17.2 times local household income, so affordability is a genuine constraint on local buyers. Locally, around 31% of household income goes to mortgage repayments, a level usually flagged as mortgage stress.
Families have 21 schools within roughly 5km to choose from, testing a little above the national school average on ICSEA. Some errands can be done on foot, though a car still helps; the suburb scores 57 for walkability and 17 for transit out of 100. Fixed broadband is delivered over the NBN's Fibre to the Premises.
- Population
- 3,520
- +9% over 5yr
- Median age
- 46 years
- Median household income
- $83,000/yr
- Households renting
- 33%
- Family households
- 73%
- Socio-economic rank
- 7/10
- ABS advantage index
- Schools within 5km
- 21
- avg ICSEA 1026
- Unemployment
- 4.2%
- Walk score
- 57/100
Demographic, school and socio-economic figures are sourced from the ABS Census, SEIFA and ACARA. Property metrics reflect PropRadar's latest data.
Properties in Shellharbour
View all →Frequently asked questions about Shellharbour
What should I check before investing in Shellharbour?
Shellharbour has enough public data for first-pass screening across yield, vacancy, price and supply signals. Capital growth of +10.3% in the past year shows strong recent price momentum. 3-year capital growth of +22.6% shows sustained momentum, not just a single-year spike. Compare those signals with nearby suburbs and individual listings before relying on the suburb-level view.
What are typical property prices in Shellharbour?
The median property price in Shellharbour, NSW 2529 is $1.4M for houses and $910K for units.
What rental yield does Shellharbour show?
The gross rental yield in Shellharbour is 3.8% for units. Gross yield is calculated as annual rent divided by property price, and it doesn't account for expenses or tax.
What does recent house price growth show for Shellharbour?
House prices in Shellharbour are up 10.3% over the past year and up 22.6% over three years. Capital growth is a key driver of total investment return, so pair it with rental yield to get a full picture.
How tight is the rental market in Shellharbour?
The current vacancy rate in Shellharbour is 0.7%. A rate under 2% generally signals a tight rental market. This suburb's rental market is very tight, with landlords typically holding strong bargaining power and low rental downtime.
How many people live in Shellharbour?
Shellharbour has a population of approximately 3,520 residents, with a median age of 46.
What schools are near Shellharbour?
There are 21 schools within roughly 5km of Shellharbour. Their average ICSEA is a little above the national mean of 1000. ICSEA is the ABS measure of a school community's socio-educational advantage.
Is Shellharbour affordable to buy in?
A median house in Shellharbour costs about 17.2 times the median local household income (a high multiple that makes the suburb a stretch for median local earners). The ratio compares the median house price with annual household income; it is a rough affordability gauge, not a substitute for your own borrowing assessment.
Is Shellharbour's population growing?
The population of Shellharbour has grown about 9% over the past five years, an above-average pace. Population growth feeds underlying housing demand, so it is worth weighing alongside price and yield.
Keep researching with PropRadar
Free tools for the rest of your investment decision, no card required.
Beyond each listing
PropRadar works across your whole search: shortlists and portfolios start free, while heavier discovery, export and advisory workflows are available on paid tiers.
Portfolio tracking
Track owned properties with portfolio value, LVR, yield, cashflow and allocation rolled up in one place.
Open portfolioWatchlists and saved searches
Shortlist up to 5 properties and suburbs for free. Essentials raises the limits and adds saved search alerts.
Open watchlistDeal Finder
A live Pro browser for undervalued listings with solid yield, ranked so thin price gaps stay out of the list.
Open Deal FinderMarket Finder
Shortlist suburbs by yield, growth, vacancy, active inventory and sales depth before you inspect individual listings.
Open Market FinderStrategy tools
Hold vs Sell, Stress Tester, Strategy Recommender and Portfolio Rebalancer for decisions across several properties.
Open toolsBuilding a product on property data? Explore the PropRadar API