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Umina, NSW 2257
Suburb profile: median house and unit prices, rental yield, capital growth, vacancy and demographics
Data updated
Median House
$1,315,000
Median Unit
$880,000
Gross Yield (houses)
2.6%
1yr Growth (houses)
+10.7%
market range +5.0% to +12.5%
Investment snapshot for Umina
Umina has enough public data for first-pass screening across yield, vacancy, price and supply signals.
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Umina market and investor summary
Umina (NSW 2257) runs a median house price of $1.3M, with houses yielding a gross 2.6%. House prices have moved +10.7% over the past year. At 1.5% vacancy, it is a tight rental market that favours landlords.
For an investor, this reads as a capital-growth market more than a cashflow one. A gross house yield around 2.6% will not cover holding costs in the early years, so the case leans on price appreciation. Rental demand looks steady, with vacancy at 1.5% and a resident base that is not shrinking. Houses also take time to sell, around 102 days on market, so plan for a slower exit if you ever need one.
Living in Umina: people, income and schools
Umina has a resident population of roughly 22,140, a number that has held fairly steady over five years. The median age is 47, skewed a little older, and families account for 66% of households.
Households here earn a median of about $72,000 a year, or roughly $1,390 a week. On socio-economic measures it ranks around the national middle on the ABS advantage index (5 out of 10). At current prices a median house runs to a steep 18.2 times local household income, so affordability is a genuine constraint on local buyers. Locally, around 39% of household income goes to mortgage repayments, a level usually flagged as mortgage stress.
There are 10 schools within about 5km, testing close to the national school average on ICSEA. It is roughly 40 km from the CBD. Some errands can be done on foot, though a car still helps; the suburb scores 53 for walkability and 9 for transit out of 100. Fixed broadband is delivered over the NBN's Fibre to the Node.
- Population
- 22,140
- +1% over 5yr
- Median age
- 47 years
- Median household income
- $72,000/yr
- Households renting
- 30%
- Family households
- 66%
- Socio-economic rank
- 5/10
- ABS advantage index
- Schools within 5km
- 10
- avg ICSEA 985
- Unemployment
- 4.1%
- Distance to CBD
- 40 km
- Walk score
- 53/100
Demographic, school and socio-economic figures are sourced from the ABS Census, SEIFA and ACARA. Property metrics reflect PropRadar's latest data.
Properties in Umina
View all →Frequently asked questions about Umina
What should I check before investing in Umina?
Umina has enough public data for first-pass screening across yield, vacancy, price and supply signals. Capital growth of +10.7% in the past year shows strong recent price momentum. Tight rental market (1.5% vacancy) gives landlords pricing power and low rental downtime. Compare those signals with nearby suburbs and individual listings before relying on the suburb-level view.
What are typical property prices in Umina?
The median property price in Umina, NSW 2257 is $1.3M for houses and $880K for units.
What rental yield does Umina show?
The gross rental yield in Umina is 2.6% for houses and 3.2% for units. Gross yield is calculated as annual rent divided by property price, and it doesn't account for expenses or tax.
What does recent house price growth show for Umina?
House prices in Umina are up 10.7% over the past year. Capital growth is a key driver of total investment return, so pair it with rental yield to get a full picture.
How tight is the rental market in Umina?
The current vacancy rate in Umina is 1.5%. A rate under 2% generally signals a tight rental market. This suburb's rental market is very tight, with landlords typically holding strong bargaining power and low rental downtime.
How many people live in Umina?
Umina has a population of approximately 22,140 residents, with a median age of 47.
What schools are near Umina?
There are 10 schools within roughly 5km of Umina. Their average ICSEA is close to the national mean of 1000. ICSEA is the ABS measure of a school community's socio-educational advantage.
Is Umina affordable to buy in?
A median house in Umina costs about 18.2 times the median local household income (a high multiple that makes the suburb a stretch for median local earners). The ratio compares the median house price with annual household income; it is a rough affordability gauge, not a substitute for your own borrowing assessment.
Is Umina's population growing?
The population of Umina has held roughly flat over five years. Population growth feeds underlying housing demand, so it is worth weighing alongside price and yield.
How far is Umina from the CBD?
Umina is about 40 km from the CBD.
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